Unlimited 2% Cash Rewards — Cardholders earn unlimited 2% cash rewards on purchases, with no categories to activate or earning limits to track.
There are other cards that offer higher cash back rates in certain categories, and while they may be worth it, they require more effort. And they are also often capped and limited in the purchases they apply to. The Wells Fargo Active Cash® Card is perfect for someone who wants an easy-to-use card that still offers high rewards—you’ll earn best-in-class fixed rewards right away on your purchases, with no limits or hurdles. to jump.
$200 Cash Rewards Signup Bonus — New Wells Fargo Active Cash® cardholders can earn a $200 cash rewards sign-up bonus for spending just $500 on purchases in the first three months. Not only is this a very competitive sign-up bonus for a no-annual-fee card, but it’s also one of the things that sets this Wells Fargo credit card apart from other 2% cash back cards. We have yet to find another 2% unlimited cash rewards credit card that also has a sign-up bonus.
15-month introductory offer with 0% APR — New cardholders can enjoy a 0% introductory APR on both new purchases and eligible balance transfers for a full 15 months. (After that period, a variable APR of 20.24%, 25.24%, or 29.99% applies.) That’s a great deal, even compared to cards marketed only for a 0% introductory APR. It means this card will let you avoid interest on purchases and balance transfers until the end of 2024!
Please note that balance transfers must be made within the first 120 days to qualify for a reduced interest rate and lower balance transfer fee.
No annual fee — In many cases, high reward rates mean high annual fees. Not with the Wells Fargo Active Cash® Card, which has a $0 annual fee.
cell phone protection — With the price of a typical cell phone running hundreds of dollars, having some type of insurance is a good idea. With this card from Wells Fargo, you can get built-in cell phone protection of up to $600 just by paying your cell phone bill with your card. Coverage is subject to a $25 deductible.